Information items used by online fraudsters and its relationship to Indonesian digital literacy

  • Ardoni Ardoni Library and Information Science Study Program, Faculty of Languages and Arts, Universitas Negeri Padang
Keywords: digital literacy, online fraudster, items of information, financial losses

Abstract

Introduction. This research was conducted to examine the information items used by online fraudsters related to the level of digital literacy of the society. This research was done on the pillars of data security in digital literacy.

Data Collection Methods. Data was collected by watching videos on Youtube, online interviewing people who complained about the fraud they experienced on Facebook and Whatsapp in the period of 2019-2022.

Data Analysis. The data was descriptively analyzed and classified to describe  information items used by the fraudsters.

Results and Discussion. The items used by the fraudsters are banking service terms, real but fake URLs, police standard operating procedures, and English terms used by market place. Therefore, continuous socialization from institutions related to these items of information is needed to improve digital literacy of society which has the potential to cause financial losses. In terms of socialization, libraries can play a proactive role.

Conclusion. Information items that often used by online fraudsters are information related to banking services, police, marketplace, and fake social media accounts. This research may be continued to understand  how low the victims' ignorance about the information items.

References

Advernesia. (2020, October 1). Pengertian data kuantitatif dan kualitatif serta contohnya. https://www.advernesia.com/blog/data-science/pengertian-data-kuantitatif-dan-kualitatif-serta-contohnya/

Agustini, P. (2021, January 17). Empat pilar literasi untuk dukung transformasi digital. https://aptika.kominfo.go.id/2021/01/empat-pilar-literasi-untuk-dukung-transformasi-digital/

ALA. (2022, March 1). Digital literacy. https://americanlibrariesmagazine.org/tag/digital-literacy/

Alan, B. (2011). Business research methods. Oxford University Press.

Asari, A., Kurniawan, T., Ansor, S. & Putra, A. B. (2019). Kompetensi literasi digital bagi guru dan pelajar di lingkungan sekolah Kabupaten Malang. Bibliotika: Jurnal Kajian Perpustakaan dan Informasi, 3(2), 98-104.

BRI. (2018, January 1). Briva. https://developers.bri.co.id/id/product/briva

Creswell, J. W. (2012). Planning, conducting, and evaluating quantitative and qualitative research.-- (4th ed.). Pearson.

Digidata. (2022, March 21). Kejahatan online mencapai 115.756 kasus, jangan sampai menjadi korbannya! https://www.digidata.ai/2022/03/21/kejahatan-online-mencapai-115-756-kasus-jangan-sampai-menjadi-korbannya/

Erik. (2022, September 27). Warga Madiun jadi korban penipuan: uang tabungannya ratusan juta hilang. Tribunnews, p. 1.

Fauzi & Marhamah. (2021). Pengaruh literasi digital terhadap pencegahan informasi hoaks pada remaja di SMA Negeri 7 Kota Lhokseumawe. Pekomnas, 6(2), 77-84 https://doi.org/10.30818/jpkm.2021.%25x

Firdhayanti. (2022, June 14). Ternyata ini makna 16 nomor di kartu ATM, perlu dijaga kerahasiaannya. https://www.parapuan.co/read/533327003/ternyata-ini-makna-16-nomor-di-kartu-atm-perlu-dijaga-kerahasiaannya

George, T. M., Okwu, E. & Ogunbodede, K. F. (2022). Digital literacy and job performance of librarians in Rivers State University Libraries, Nigeria. Library Philosophy and Practice; Lincoln , Summer 4-7-2022, 1-19.

Hayati, R. (2022, June 2). 3 jenis teknik validasi data dan contohnya. https://penelitianilmiah.com/jenis-validasi-data/

Hayden, L. (2020). Building digital literacy through digital university. U.S. Department of Defense Information / FIND, 31-46.

Idris, M. (2021, May 20). Mengenal apa itu cashback dan bedanya dengan diskon. https://money.kompas.com/read/2021/05/20/102137326/mengenal-apa-itu-cashback-dan-bedanya-dengan-diskon?page=all

Ilham, Apriliyanti, M., Setiawan, H. C. & Yazid, M. (2022). Digital literacy and increased utilization of higher education e-learning in Indonesia : A literature review. Library Philosophy and Practice; Lincoln. Summer 4-15-2022, 1-14.

Indeed Editorial Team. (2022, October 28). Top 11 skills employers look for in job candidates. https://www.indeed.com/career-advice/resumes-cover-letters/skills-employers-look-for

Indonesia. CNN. (2022, October 8). Kenapa warga +62 gampang kena tipu dan hoaks? https://www.cnnindonesia.com/teknologi/20221004150217-197-856229/kenapa-warga-62-gampang-kena-tipu-dan-hoaks

Indonesia Baik. (2021, January 3). Indonesia makin melek literasi digital. https://indonesiabaik.id/videografis/indonesia-makin-melek-literasi-digital

Indonesia. Kementerian Komunikasi dan Informasi. (2022, January 20). Budaya digital membaik, indeks literasi digital Indonesia meningkat. https://www.kominfo.go.id/content/detail/39488/siaran-pers-no-15hmkominfo012022-tentang-budaya-digital-membaik-indeks-literasi-digital-indonesia-meningkat/0/siaran_pers

Indradi, A. H. & Hendryanto, Y. D. (2022, February 9). Analisis hukum terhadap instrumen kebijakan pemerintah dalam mewujudkan akselerasi literasi digital. http://repository.unigal.ac.id/handle/123456789/1177

Jansen, J., Stoyanov, S., Ferrari, A., Punie, Y., Pannekeet, K. & Sloep, P. (2013). Experts' views on digital competence: commonalities and differences. Computers & Education, 68(October 2013), 473-481. https://doi.org/10.1016/j.compedu.2013.06.008

Johan, R. C., Emilia, E., Syahid, A. A., Hadiapurwa, A. & Rullyana, G. (2020). Gerakan literasi masyarakat berbasis media sosial. Berkala Ilmu Perpustakaan dan Informasi, 16(1), 97-110. https://doi.org/10.22146/bip.v16i1.35

Kusuma, I. P. (2020). Mengajar bahasa Inggris dengan teknologi: Teori dasar dan ide pengajaran. Deepublish.

Laugu, N. (2019). Ideology contestation in management of university library development. JSW (Jurnal Sosiologi Walisongo), 3(2), 179-194. https://doi.org/10.21580/jsw.2019.3.2.4266

Lee, H., Lim, J.-A. & Hae-Kweun, N. (2022). Eiffect of a digital literacy program on older adults’ digital social behavior: A quasi-experimental study. International Journal of Environmental Research and Public Health; Basel, 19(19), 1-10. https://doi.org/10.3390/ijerph191912404.

Martens, H. & Hobbs, R. (2015). How media literacy supports civic engagement in a digital age. Atlantic Journal of Communication, 23(2), 10–11. https://doi.org/10.1080/15456870.2014.961636

Naik, R. & Singh, U. (2021). Secured 6-digit OTP generation using B-exponential chaotic map. International Journal of Advanced Computer Science and Applications; West Yorkshire, 12(12), 786-794. https://doi.org/10.14569/IJACSA.2021.0121296

Nuraini. (2022). Peran Perpustakaan Kafe Literacy Coffee dalam meningkatkan minat baca pengunjung di kota Medan. Berkala Ilmu Perpustakaan dan Informasi, 18(1), 45-58 https://doi.org/10.22146/bip.v18i1.2100.

Nurhayati, A., Riyanto, R. & Rif’an, M. (2022). Memaksimalkan peran perpustakaan sebagai sumber belajar di Sekolah Menengah Atas Muhammadiyah 1 Ponorogo. Berkala Ilmu Perpustakaan dan Informasi, 18(1), 113-127 https://doi.org/10.22146/bip.v18i1.3650.

Ponce, E. K., Sanchez, K. E. & Andrade-Arenas, L. (2022). Implementation of a web system: Prevent fraud cases in electronic transactions. International Journal of Advanced Computer Science and Applications West Yorkshire, 13(6), 865-876. https://doi:10.14569/ijacsa.2022.01306102

Prambors. (2022, August 30). Negara-negara rawan penipuan online dan offline, Indonesia nomor berapa? https://www.pramborsfm.com/news/negara-negara-rawan-penipuan-online-dan-offline-indonesia-nomor-berapa/all

Qu, B., Li, W. & Zhang, Y. (2022). Factors affecting consumer acceptance of electronic cash in china: An empirical study. Financial Innovation; Heidelberg, 8(1), 1-19. https://doi.org/10.1186/s40854-021-00312-7

Rahmad, N. (2019). Kajian hukum terhadap tindak pidana penipuan secara online. J-HES Jurnal Hukum Ekonomi Syariah 3(2) , 103-117.

Rahmanto, T. Y. (2019). Penegakan hukum terhadap tindak pidana penipuan berbasis transaksi elektronik (legal enforcement against fraudulent acts in electronic-based transactions). Jurnal Penelitian Hukum De Jure, 19(1), 31-52 http://dx.doi.org/10.30641/dejure.2019.V19.31-52.

Rosenthal, G. (2018). Social interpretive research: An introduction. Universitätsverlag Göttingen.

RT Katalisnet. (2022, January 3). Pengertian skill digital dan keterampilan yang dibutuhkan saat ini. https://katalisnet.com/pengertian-skill-digital-dan-keterampilan-yang-dibutuhkan-saat-ini/

Skerrett, D. (2019). How technology, 5G, familiarity, and community shape content in our mobile world . EContent; Wilton, 42(4) , 35-37.

Slack Team. (2022, July 29). What is digital culture? https://slack.com/blog/collaboration/what-is-digital-culture

Statista. (2022, Oktober 18). Country-level digital competitiveness rankings worldwide as of 2021. https://www.statista.com/statistics/1042743/worldwide-digital-competitiveness-rankings-by-country/

Subroto, V. K. (2022, Mei 19). Mengenal nomor kartu ATM dan fungsinya. http://komputerisasi-akuntansi-d4.stekom.ac.id/informasi/baca/Mengenal-Nomor-Kartu-ATM-dan-Fungsinya/c65b79a71ffdd196d7fe6f821126e9c77d881dd7

Sugiyono. (2014). Metode penelitian pendidikan pendekatan kuantitatif, kualitatif, dan R&D. Alfabeta.

Supriadi, B. (2022, Oktober 13). Curhat Angga, uang Rp105 juta di rekening raib, diduga jadi korban penipuan online. https://surabaya.kompas.com/read/2022/10/13/060000478/curhat-angga-uang-rp-105-juta-di-rekening-raib-diduga-jadi-korban-penipuan?page=all

Zainal, A. (2017, October 3). Ingat kata-kata 'waspadalah! waspadalah!'? Bang Napi 'Sergap' RCTI meninggal dunia. Batam.Tribunnews.Com. https://batam.tribunnews.com/2017/10/03/ingat-kata-kata-waspadalah-waspadalah-bang-napi-sergap-rcti-meninggal-dunia.

Published
2022-12-01
How to Cite
Ardoni, A. (2022). Information items used by online fraudsters and its relationship to Indonesian digital literacy. Berkala Ilmu Perpustakaan Dan Informasi, 18(2), 326-337. https://doi.org/10.22146/bip.v18i2.5866
Section
Articles