Abdul Ghafar Ismail * Corresponding Author School of Economics, Universiti Kebangsaan Malaysia Malaysia
Nur Azura Sanusi Faculty of Economics, Universiti Utara Malaysia Malaysia
Gadjah Mada International Journal of BusinessMaster in Management | Faculty of Economics Business | Universitas Gadjah Mada Jl. Teknika Utara No. 1 Yogyakarta 55281 Indonesia | Phone: +62 274 511036 | Fax: +62 274 511035
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