Pham, Tien Phat, Hoc Thai Huynh, Boris Popesko, Sinh Duc Hoang, and Tri Ba Tran. “Impact of Fintech’s Development on Bank Performance: An Empirical Study from Vietnam”. Gadjah Mada International Journal of Business 26, no. 1 (January 5, 2024): 1-22. Accessed November 6, 2024. https://dev.journal.ugm.ac.id/v3/gamaijb/article/view/15825.